Gold loans are growing much faster than overall bank credit, with rising gold prices, conservative LTVs and strong collateral buffers supporting the segment despite risks in income-generating loans.
E-commerce spending per credit card stood at ₹10,772 in July, significantly higher than POS spending, while the total credit card base crossed 12.29 crore.
Ind-Ra expects bank credit growth to rise to 15% in FY27, while higher funding costs, muted margins and rising credit costs could weigh on profitability.
A wider asset mix, rising gold loan securitisation and stronger transaction safeguards are expected to support the Indian market, even as unsecured business loan delinquencies remain a concern.
Developers are increasingly favouring premium and luxury homes as rising costs, affordability pressures and stronger affluent demand reshape India’s housing market.
India Ratings and Research (ind-ra) believes the growing adoption of insurance surety bonds (ISBs) represents...
Gold’s third straight weekly gain comes as softer yields and a weaker dollar support bullion, while Iran sanctions and oil prices could determine the next move for metals.
The Lucknow bench of Allahabad HC said the government must follow the statutory land acquisition process if private landowners do not voluntarily agree to sell their property.
PSU banks stand out for strong balance sheets, double-digit growth and valuations below intrinsic value, while expensive consumer and hotel stocks remain less attractive.
Long-term leases, stable rental cash flows and diversified tenants are helping India’s listed REITs withstand geopolitical uncertainty, while strong GCC demand and rising office occupancy support the sector’s medium-term outlook.
