UTI Mutual Fund launches ‘Wealth 360’ to help investors track finances across platforms

UTI mutual fund on Monday announced the launch of ‘Wealth 360’, a new digital feature on the UTI MF App and website that enables users to securely view and track their overall wealth across multiple financial institutions through a single unified dashboard.

As investors increasingly diversify across multiple financial products and platforms, tracking overall wealth has become more fragmented and time-consuming. Wealth 360 has been designed to simplify this experience by bringing together investments and deposits spread across banks, mutual funds, stock broking accounts and other financial products into one place.

Available free of cost, the feature can be accessed by both existing and new users through the UTI MF App and website, without requiring any separate wealth tracking application.

This feature has been enabled in collaboration with Finarkein through the Sahamati-led Account Aggregator ecosystem. The platform enables users to view and track a wide range of financial holdings including savings accounts, fixed deposits, recurring deposits, mutual fund investments, stocks, ETFs and NPS holdings. It currently supports linking of banks, depositories, RTAs, NPS and insurance providers within the account aggregator ecosystem. In addition to offering a consolidated view of wealth, the platform also provides transaction-level insights that can help users better understand spending patterns, monitor investments and track overall net worth. The dashboard is refreshed daily to provide users with the latest view of their finances.

The launch reflects UTI mutual fund’s continued focus on building digital-first capabilities that enhance investor convenience and engagement. Through Wealth 360, UTI mutual fund aims to further strengthen its digital ecosystem by offering investors a secure, simple and more connected way to understand and manage their broader financial journey.

Built on the RBI-regulated Account Aggregator framework, Wealth 360 enables secure and consent-based sharing of financial information between regulated financial institutions. Users remain fully in control of their data and can choose which accounts they want to link. Consent for fetching financial information remains valid for one year and can be revoked by the customer at any time. The encrypted information is visible only to the customer and is not accessible to UTI mutual fund.

The onboarding process has been designed to be simple and seamless. Users can access Wealth 360 by logging into the UTI mutual fund platform using their existing credentials or by creating an account through PAN-based registration. Once logged in, users can securely link eligible accounts through the consent-driven process enabled by the Account Aggregator ecosystem.

Commenting on the launch, Vinay Lakhotia, Group President & Chief Financial Officer, UTI AMC, said, “Investors today do not limit themselves to one investment product, one bank account or one financial institution. As wealth creation becomes more diversified, there is a growing need for a simple and reliable way to view one’s complete financial picture. Wealth 360 has been created to address this need by enabling users to access a consolidated view of their holdings through a trusted platform.”

He added, “Investors are increasingly looking for convenience without compromising on trust and privacy. At UTI mutual fund, we believe digital experiences should go beyond transactions and create meaningful everyday utility for users. Wealth 360 is part of our larger effort to make financial access more convenient, intuitive and empowering. As one of the early adopters of this capability, we are focused on combining technology, simplicity and trust to improve the overall user experience.”

Nikhil Kurhe, CEO, Finarkein, added, “At Finarkein, we believe the future of asset management is deeply personal. Our partnership with UTI mutual fund to power Wealth 360 marks a defining moment for the open finance ecosystem in India. Through Account Aggregator-enabled data flows, we are giving investors something they have never had before: a single, seamless lens across all their financial assets, in real time, without friction with their asset manager. Open finance is no longer a regulatory mandate to be complied with; it is a competitive advantage to be seized. The AMCs that invest in contextual, consent-based data experiences today will be the ones building trusted, lifelong investor relationships tomorrow. Wealth 360 is our proof of concept and UTI mutual fund is leading the charge. We are proud to be the infrastructure layer powering this transformation.”